Earth Insurance are insurance brokers that work with you to assess your business risks through a review process, most insurance policies provide cover for the key risks of a business, however the way that people conduct business is constantly changing. This means that you need to work with an insurance broker to identify risks that might not fall within a defined business description and also need to put together a summary of these risks in a way that is presentable to underwriters. The review process needs to identify insured and uninsured risks and it is equally as important to assess the insurance market response to your risks through their underwriting. Each Insurer has their own terms which can vary depending on the risk and level of cover that they want to provide. The process isn’t as simple as just selecting the lowest premium option, there are many factors that need to be considered. We believe in facilitating partnerships between business’s and insurers in a sustainable and affordable way, the longevity of that partnership is the most important and our aim is to always obtain the broadest cover for your business where possible. We are committed to reducing carbon usage and do not use paper, for every insurance policy that is invoiced we calculate the cost of using paper and provide this amount as a donation for tree planting. When a director also places their residential insurance as well as their business insurance with Earth Insurance we will donate an amount to housing homeless. We work with business’s to manage their risks, through our network of business partners we can facilitate new approaches to risk management including drone technology for faster accurate information, we also find resources for standards, compliance and professional development which we will help in the renewal submission provided to insurers. Call 1300 EARTH 0 (1300 327840) or e-mail info@earthinsurance.com.au